Mission Statement
At Credit Clarity, our mission is to put our clients’ needs above everything else. Success to us isn’t measured by how many clients we serve but by the quality of the solutions we provide. Our focus is on resolving credit challenges with integrity and building lasting relationships founded on trust and mutual respect.
Meet the CEO/ Owner
Hi, I’m Carizma Burrell, and I’m passionate about helping individuals and families take control of their financial futures through credit repair and education. I graduated from Millersville University and am currently pursuing my master’s degree in finance and accounting. My journey into credit repair began with a personal challenge—fixing my own credit. That experience not only taught me the strategies and tools for improving financial health but also ignited a passion for helping others do the same.
I founded this credit repair service to empower people from all walks of life. I believe everyone deserves access to the knowledge and support they need to improve their financial standing. My goal is to reach diverse communities, breaking down barriers and providing clear, actionable guidance to help individuals rebuild their credit and achieve their financial goals.
Whether you’re just starting your credit journey or need help navigating a difficult situation, I’m here to guide you every step of the way. Let’s work together to turn your financial goals into reality!
Frequently asked questions
How Long Does Credit Repair Process Take?
The timeline varies depending on the complexity of your case. On average, it can take 3-6 months to see significant improvements, but some cases may require more time. Results depend on the nature of the disputes and the responsiveness of credit bureaus.
How Do I Know If I Need Credit Repair?
You may benefit from credit repair if:
• You’ve been denied credit, housing, or employment due to your credit.
• Your credit report contains errors or outdated information.
• You’re overwhelmed by the process of disputing inaccuracies on your own.
What Should I Avoid During The Credit Repair Process?
• Don’t miss payments on current accounts.
• Avoid closing old credit cards, as this can shorten your credit history.
• Don’t apply for unnecessary credit, which adds hard inquiries.
What Type of Items Can Be Removed From My Credit Report?
Items that can potentially be removed include:
• Late payments
• Collections
• Charge-offs
• Bankruptcies (if reported inaccurately)
• Tax liens
• Foreclosures
• Duplicate accounts
• Accounts with incorrect balances or dates
Can Credit Repair Help Me Get Approved For A Loan or Credit Card?
While credit repair can improve your credit profile by removing inaccuracies, approval depends on your overall financial situation, credit score, and the lender’s requirements.